The state administering agency (SAA) has a certain degree of discretion in determining an applicant’s ability to repay their loan. As indicated in the program application guidance, the SAA may (but is not required to) consider other loan obligations in the criteria used to make this assessment, and in doing so, may elect to consider the ratio of eligible loans to an applicant’s total loan debt, including consolidated loans.
As of 4/3/2018
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